Are you looking for home insurance in Lynchburg, VA? If so, the folks at Parr Insurance Services remind you that finding the right home insurance for your home just depends on doing the research to see what is available. Your home is your most important investment. Take a look at the current value of your home and think about what it would take to replace it.

Many insurance agents use the formula [House real estate value + Contents value= Total home insurance needed]. Most of the time, your home would not be totally destroyed, even in the worst of disasters. But it’s wise to cover it for exactly what it’s worth (or slightly more than it’s worth) in case the worst happens. 

Tips in Finding Insurance that Fits Your Life

If you want the most fitting insurance for your home, start with an agency that understands your values. Find out what experiences others have had with various insurers in your area and compare them to others. 

In general, here are some of the best tips:

• Get a company that will listen to your concerns.
• Get someone who offers great prices for a lot of value.
• Watch reviews on the company’s blog or website. 
• Check social media for recommendations.

Parr Insurance Services is standing ready and willing to help you in your time of need. We have house insurance that can cover the entire value of your home. Ask about other plans that can cover the content such as umbrella insurance or some types of house insurance.

Be sure to get flood insurance too, even if you are not on a flood plain for that extra layer of security.

When you need house insurance to cover your greatest investment, contact us at Parr Insurance Services if you live in the Lynchburg VA area. We’ve got you covered!