The agents at Parr Insurance Services serving the Lynchburg, VA area want you to know that Recreational Vehicle (RV) insurance was created to provide coverage for motorhomes and travel trailers as well as other types of recreational vehicles. If you plan on camping and traveling this year with your RV, you should make sure you have the proper insurance coverage before you head out on the highway.
RV Liability Insurance
In the state of Virginia, all motor vehicles must be covered by at least a minimum amount of liability insurance. This type of insurance becomes very important if you are involved in an accident in which property damage or bodily injury occurs to others and the accident is your fault. This will even help you cover legal fees if the other person sues you for damage.
Uninsured and Underinsured Motorist Coverage
If you are involved in an accident that is caused by a driver who does not have a sufficient amount of insurance to cover injuries and property damage to you and your vehicle, this type of coverage will pick up the slack to help you out.
Collision and Comprehensive Insurance
Collision coverage is also very important since it will cover damage to your RV if you collide with another vehicle or object. Comprehensive coverage is just as important to have in place since it will help you repair or replace your boat if it is stolen or becomes the victim of a fire, weather event, or vandalism.
In addition to these more common coverage options, you can opt to secure a variety of other coverage options, such as personal injury protection and roadside assistance.
Contact Us Today
For all of your insurance needs, including RV insurance, contact the agents at Parr Insurance Services serving the Lynchburg, VA area.