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Commercial Insurance in Virginia
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As a business owner, you know that operating a company is never easy. At Parr Insurance Services, we’re here to make things a little more comfortable for you by providing commercial insurance tailored to fit your business’s individual needs. We also keep things simple by giving you straightforward, honest advice. And we've been serving the insurance needs of business owners in Central Virginia since 1992.
ALL YOU NEED TO KNOW ABOUT COMMERCIAL INSURANCE IN VIRGINIA
- In general, commercial insurance is not mandatory. However, if you have two or more employees, you must carry workers' compensation. The purpose of the workers' compensation policy is to protect employees and cover their medical bills and lost wages if an employee is injured at work.
- There are different types of commercial insurance available, including general liability coverage, commercial property insurance, home-based business insurance, Virginia business owners' policy, business interruption insurance, commercial auto insurance, professional liability insurance, and cyber liability insurance.
- The cost of commercial insurance depends on several factors, including: the location of your business, the number of employees, your annual gross sales, the deductibles and policy limits, the length of time you have been in this business, claims history, and the industry.
PARR INSURANCE SERVICES - LET US HELP YOU FIND INSURANCE YOU DESERVE
Whether you are just starting your business, or you have been in business for a while, Parr Insurance Services will help you find a perfect policy. We will take into consideration all the factors and suggest to you a policy addressing your needs and requirements. If you want to have more information or discuss other options, you can always give us a call - our agents are ready to assist you.