Motorcycle Insurance in Virginia

You work hard. And you deserve to play hard. When you decide to insure your motorcycle, allow Parr Insurance Services to provide a free comparison quote so that you receive the complete coverage you need at a price you can afford.

MOTORCYCLE INSURANCE REQUIREMENTS IN VIRGINIA

Did you know that the $500 Uninsured Motor Vehicle fee collected by the Department of Motor Vehicles does not provide any form of insurance? The Virginia UMV fee allows you to operate your motorcycle at your own risk. However, suppose you wreck into another vehicle, pedestrian, building, or barrier. In that case, you will have no protection against a personal injury, property damage, or vehicle damage claim, nor will you have funds to repair your motorcycle, pay hospital bills, or cover loss of income due to your disability or dismemberment.

Although this sounds harsh, riding without insurance equates to riding without a helmet. Both situations result in grief and will siphon your assets straight into someone else's pocket. In addition, Virginia's minimum coverage requirements of $25,000 for bodily injury or death of one individual and $50,000 for bodily injury or death of two or more people in a single accident, plus $20,000 for property damage, can quickly fail to cover expenses for a single mishap. Consequently, discussing your driving record, the neighborhood crime rate, and other factors will help determine the correct amount of insurance to carry.