Auto Insurance in Virginia

Americans have a love affair with our cars. And in rural Virginia, having a car is a must. As a result, almost everyone needs auto insurance. Full Coverage or just Liability? Comprehensive or Collision? State Minimum limits or more? So many questions. And we have the answers.

THINGS TO KNOW ABOUT AUTO INSURANCE IN VIRGINIA

• There are certain factors that affect the cost of car insurance. These factors include the age and marital status of a policyholder, credit score, garage location, driving history, and many others.
• It is important to understand the difference between collision and comprehensive coverage. Comprehensive coverage provides financial protection against damage caused by incidents other than a collision. Examples include hitting a deer, glass breakage, fire, vandalism, flood, etc. Collision coverage covers the damage that occurs as a result of a car accident.
• You can lower your premium with higher deductibles. Deductibles are the amount of money a policyholder has to pay before their insurance starts paying. By increasing the deductibles, you decrease the amount you pay for insurance.
• Unlike many other states, Virginia is an "at-fault" state meaning that a party injured in a car accident does not receive compensation from their own insurance company unless they add specific coverage to their policy.

PARR INSURANCE SERVICES - THE INSURANCE AGENCY YOU CAN TRUST

Are you currently looking for auto insurance but do not know where to start? At Parr Insurance Services, we help our clients find the perfect policy based on their needs and requirements. If you have any questions about auto insurance in general or about any specific insurance plan, you can always visit our office for detailed information or give us a call. Our knowledgeable and experienced insurance agents will be glad to answer your questions.