Farm Insurance in Virginia

Farming is a risky venture. From the ups and downs of the unpredictable weather patterns to crop disease and the uncertain market for produce, it’s only logical to have a risk management tool on hand.

Insurance is one such tool that protects farmers from unexpected losses and personal injury lawsuits due to accidents on the farm. Farmers raising crops and livestock may need to specific riders to their policy, and understanding the risks they protect against is critical.

Advisors at Parr Insurance Services explain the most common insurance policies farmers should have.

LIVESTOCK INSURANCE

Livestock is valuable asset to any farmer, and they also need protection. Livestock insurance protects farmers against losses due to accident, theft, or when the animals are in transit. The insurance covers various animals, including sheep, horses, cows, goats, and more.

PROPERTY INSURANCE

This policy insures the building structures on a farm and can be in two categories:

• Farm structure insurance: It’s expensive to set up farming structures like dairy parlors, barns, stables, and more. Taking out a farming insurance policy ensures you get compensated in case they’re destroyed by a storm, fire, or other tragedy.
• Farm residence: Your home is your castle. And at Parr Insurance Services, we treat you like royalty, helping determine the replacement value of your home and finding the right coverage.

FARM EQUIPMENT INSURANCE

Large farms use expensive equipment to run them. Replacing such equipment out of pocket is costly, which is where we come in. We ensure farmers are compensated for damage or loss of farm equipment.

WHERE TO TAKE OUT FARM INSURANCE IN VIRGINIA

Look no further. With over half a century of combined insurance experience, the experts at Parr Insurance Services know what questions to ask and what coverages to offer. We will design the perfect plan for your farm.