When you live or work in the Hudson Valley, you want insurance that fits your life-without the runaround. That's where we come in. From renters & homeowners to contractors & small businesses, we help you protect what matters most with affordable, reliable insurance solutions you can count on year after year.

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Personal Insurance

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Commercial Insurance

Auto, Home, and Business Insurance Serving Lynchburg, Scottsville and Communities Across Central Virginia

Finding the right insurance shouldn’t feel confusing or overwhelming. Parr Insurance Services helps homeowners, drivers, and business owners compare coverage options and request insurance quotes in Lynchburg, Scottsville, and throughout Central Virginia.


Whether you're searching for car insurance, homeowners insurance near you, or business insurance in Central Virginia, our independent insurance agency compares policies from multiple carriers so you can review options and choose coverage that fits your needs.

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Local Insurance Guidance Backed by 33+ Years of Experience

Independent Insurance Agency in Lynchburg and Scottsville, VA Serving Central Virginia

When you’re making decisions about protecting your home, vehicle, or business, it helps to work with people who understand your community. Parr Insurance Services has served Central Virginia since 1992, helping families and business owners in Lynchburg, Scottsville, and all across Central Virginia review their coverage and make confident insurance decisions.


With more than 100 years of combined agency experience, our team focuses on providing clear guidance and responsive service. Instead of navigating policies on your own or dealing with a call center, you can work with local insurance advisors who take the time to understand your situation and help you explore coverage options.


If you're searching for insurance near me in Lynchburg, Scottsville, and all across Central Virginia, Parr Insurance Services provides coverage solutions for drivers, homeowners, and businesses across

What We Offer

Personal and Business Insurance Services in Central Virginia

Life changes, and your insurance should keep up. Parr Insurance Services helps clients protect the things that matter most—from homes and vehicles to businesses and professional operations.



As an independent insurance agency, we compare coverage options from multiple insurance carriers so you can review policies that reflect your needs rather than being limited to a single provider.

Our Insurance Solutions

 From personal coverage to business protection, Parr Insurance Services offers policies built for the realities of Central Virginia homes, drivers, and businesses.

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Auto Insurance

Coverage designed for drivers across Central Virginia. Our team compares policies from multiple insurance carriers to help you build protection around your vehicle and driving habits.

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Home Insurance

Protect your home, property, and belongings with policies designed for homeowners throughout Lynchburg, Scottsville, and surrounding communities.

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Insurance for Local Businesses and Industries in Central Virginia

Many of our clients operate businesses throughout Central Virginia. Parr Insurance Services helps business owners review insurance coverage designed around the real risks and responsibilities they face every day.

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Contractors in Central Virginia

Insurance protection for artisan contractors and trade professionals including liability, commercial auto, and equipment coverage.

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Farm Owners in Central Virginia

Coverage designed for farms and rural property owners including equipment, liability, and agricultural operations.

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Truck in Central Virginia

Insurance built for truck operators and trucking contractors including commercial auto and liability protection.

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Childcare Centers in Central Virginia

Policies designed to support daycare and childcare center operators with liability, property, and employee protection.

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Restaurant Owners in Central Virginia

Coverage for restaurants and food service businesses including property protection, liability coverage, and operational protection.

Insurance Companies We Work With

As an independent insurance agency, Parr Insurance Services works with multiple trusted insurance carriers. Because we are an independent agency, we can compare coverage options and help you review policies from several providers to find solutions that match your needs and budget.

Why Clients Choose Parr Insurance Services in Lynchburg, Scottsville, and Central Virginia

Why Central Virginia Clients Choose Parr Insurance
Local Experience

Serving Central Virginia since 1992, our agency understands the insurance needs of homeowners, drivers, and businesses throughout the region.

Independent Agency Advantage

We compare policies from multiple insurance companies so you can explore coverage options without being limited to a single provider.

Personalized Service

Our team works directly with clients to review coverage options and provide clear insurance guidance.

Industry Knowledge

From farms to contractors and trucking businesses, we understand the coverage needs of many local industries.

Reviews from Our Clients

Real clients across Central Virginia trust Parr Insurance Services for guidance and support when it comes to protecting their homes, vehicles, and businesses.


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Insurance Questions We Hear Most Often

  • What insurance policies should homeowners have in Virginia?

    Most homeowners carry home insurance along with auto insurance and often bundle the policies for convenience and potential cost savings.

  • Can I bundle auto and home insurance with the same agency?

    Yes. Bundling auto and home insurance through the same agency can simplify policy management and may reduce overall insurance costs.

  • How do I request an insurance quote?

    You can submit a quote request through our website or call our team at 844-844-PARR to discuss your coverage needs.

  • Do you offer insurance for local businesses?

    Yes. Parr Insurance Services provides insurance solutions for contractors, farms, dump truck operators, restaurants, childcare centers, and other local businesses.

Client Resources for Parr Insurance Policyholders

Existing clients can manage their insurance policies and access important account tools through our client resource center.

Make a payment on your insurance policy quickly and securely.

If you need to report a claim, start the process here so our team can assist you.

Get personalized insurance quotes and review coverage options tailored to your needs—all in one place.

Quad State Insurance Service Areas

Looking for “insurance near me” in West Virginia? Quad State Insurance proudly serves individuals, families, farmers, and businesses across the state, with offices in Martinsburg and Kingwood. Our primary service areas include:

Insurance Tips, Local Insights & More

How to Bundle Auto and Home Insurance in Lynchburg, VA (And Actually Save Money)

What Insurance Do Contractors Need in Virginia?

Dump Truck Insurance in Virginia: What Owner-Operators Need to Know
How to Bundle Auto and Home Insurance in Lynchburg, VA (And Actually Save Money)

How to Bundle Auto and Home Insurance in Lynchburg, VA (And Actually Save Money)

Read more
What Insurance Do Contractors Need in Virginia?

What Insurance Do Contractors Need in Virginia?

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Dump Truck Insurance in Virginia: What Owner-Operators Need to Know

Dump Truck Insurance in Virginia: What Owner-Operators Need to Know

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Request Your Insurance Quote Today

Whether you're comparing car insurance, protecting your home, or reviewing coverage for a business, Parr Insurance Services helps Central Virginia residents explore their options and build insurance policies that fit their needs.