About Parr Insurance Services
Local Insurance Guidance Backed by 33+ Years of Experience in Central Virginia
When you’re making decisions about protecting your home, vehicle, or business, it helps to work with people who truly understand your community. Parr Insurance Services is a local independent insurance agency in Lynchburg & Scottsville, VA helping individuals, families, and business owners across Central Virginia review coverage options and make confident insurance decisions.
Founded in 1992, Parr Insurance Services has spent more than three decades serving communities in Lynchburg, Scottsville, and all across Central Virginia. Our team works closely with clients to explain coverage options, compare policies from multiple insurance carriers, and provide guidance that reflects real-world needs.
Insurance shouldn’t feel confusing or impersonal. Instead of navigating policies alone or dealing with a call center, our clients work directly with experienced advisors who take the time to understand their situation and help them explore solutions designed around their lives.
Our Mission: Helping Central Virginia Protect What Matters
Our mission is simple — help individuals, families, and business owners across Central Virginia protect what matters most with clear guidance and dependable service.
With more than 100 years of combined agency experience, our team focuses on building long-term relationships and helping clients make confident insurance decisions as their lives and businesses evolve.
About David Parr
President
David Parr is the President of Parr Insurance Services, an independent insurance agency serving Central Virginia since 1992. With more than three decades of experience in the insurance industry, David has built a reputation for providing thoughtful guidance and dependable service to individuals, families, and local business owners throughout the region.
Before leading Parr Insurance Services, David spent many years working at a captive agency, where he developed extensive experience helping clients protect farms, homes, and small businesses. That background continues to shape the agency’s approach today — focusing on practical advice, strong relationships, and coverage solutions designed around real-world risks.
As a local insurance advisor in Lynchburg, VA, and Scottsville, VA, David works directly with many clients to review coverage and help them understand their options. Whether meeting with a homeowner, visiting a contractor’s job site, or walking a farm property, his approach is hands-on and focused on helping clients make informed decisions about protecting what matters most.
David also leads the agency’s efforts to expand insurance solutions for contractors, farm operations, dump truck businesses, childcare centers, and restaurants across Central Virginia, while continuing to serve families looking for reliable auto insurance and home insurance coverage.
Under David’s leadership, Parr Insurance Services has earned
multiple Reader’s Choice Awards and continues to grow through strong client relationships and community trust.
Proudly Serving Central Virginia Since 1992
Parr Insurance Services operates two offices located in Lynchburg, Virginia and Scottsville, Virginia, allowing our team to work closely with clients throughout Central Virginia. From these locations we serve individuals, families, and businesses across communities including Charlottesville, Appomattox, Forest, Madison Heights, Rustburg, and surrounding areas.
Many people searching for an insurance agency near me in Lynchburg & Scottsville VA choose Parr Insurance Services because they want guidance from a local team that understands the homes, businesses, and industries that shape this region.
Our advisors frequently meet with clients in person — at their homes, businesses, farms, or job sites — helping them review coverage and understand the risks unique to Central Virginia.
Insurance Solutions Designed Around Your Needs
Parr Insurance Services provides insurance solutions designed to protect individuals, families, and businesses across Central Virginia.
For many clients, insurance begins with protecting the things closest to home. Parr Insurance Services helps families review auto insurance, homeowners insurance, life insurance, condo insurance, and other personal coverage options designed to protect their property, financial security, and everyday life.
Rather than offering one-size-fits-all policies, our team compares coverage options from multiple carriers to help clients build protection that reflects their needs.
Local businesses face unique risks depending on their industry, employees, equipment, and daily operations. Parr Insurance Services helps business owners review commercial insurance coverage including general liability insurance, commercial auto insurance, workers compensation, commercial property insurance, and business package policies.
Our goal is to help business owners understand their coverage options so they can focus on running and growing their business.
In addition to traditional personal and commercial insurance policies, Parr Insurance Services works with several industries common throughout Central Virginia.
Our agency frequently supports contractors, farm owners, dump truck operators, childcare centers, and restaurant businesses by helping them review insurance coverage designed around their operations and risks.
Why Clients Choose Parr Insurance Services
Local Insurance Experience
Serving Central Virginia since 1992, our team understands the homes, businesses, and communities throughout
Lynchburg & Scottsville VA and surrounding areas.
Independent Insurance Agency Advantage
As an independent insurance agency in Lynchburg & Scottsville VA, Parr Insurance Services works with multiple insurance carriers so clients can compare coverage options rather than being limited to a single provider.
Personalized Guidance
Insurance decisions can feel overwhelming. Our team focuses on explaining policies clearly and helping clients understand the options available to them.
Long-Term Client Relationships
Many of our clients have trusted Parr Insurance Services for years because they value responsive service, knowledgeable advisors, and a local team that understands their needs.
The Independent Insurance Agency Advantage
Multiple Carrier Options
Parr Insurance Services represents several respected insurance companies, giving clients access to multiple coverage options rather than a single provider.
Coverage Comparisons
Our team reviews policies from different carriers and helps clients understand how coverage options compare before making a decision.
Clear Insurance Guidance
Insurance language can be confusing. We focus on explaining policies in straightforward terms so clients understand the protection they are choosing.
Local Support When It Matters
Because we are based in Central Virginia, our clients can reach a local team that understands their policies and is available to help when questions or claims arise.
Insurance Carriers We Represent
As an independent agency, Parr Insurance Services works with several trusted insurance companies.
These partnerships allow our team to compare coverage options and help clients explore policies designed to fit their needs and budget.
Areas We Serve
Proud to Work with Families, Farmers & Businesses Across West Virginia
At
Quad State Insurance Agency, we’re committed to serving our neighbors across the Mountain State. With offices in
Martinsburg and Kingwood, WV, we provide personalized insurance solutions for individuals, families, and small businesses in:
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Surrounding West Virginia communities
Whether you need
auto insurance in Martinsburg, WV,
farm coverage in Preston County, or
business insurance in Kingwood, our local agents are here to help. We’re proud to be the
independent insurance agency West Virginia families and businesses trust for dependable protection and personal service.
Your Local Insurance Partner in Central Virginia
At Parr Insurance Services, insurance is built around people — not policies. Our team focuses on providing dependable guidance, responsive service, and coverage options designed to support the lives and businesses of our clients.
Whether you're comparing car insurance in Lynchburg or Scottsville, reviewing homeowners insurance in Central Virginia, or exploring business insurance for a local company, our advisors help you understand your options and choose coverage that reflects your situation.
If you're comparing insurance options in Central Virginia or searching for insurance near me in Lynchburg VA, Parr Insurance Services can help you review coverage and request a quote.